Privacy Policy

Last updated: 15 September 2026. This policy describes what 101Wealth Terminal collects and why. The short version: as little as possible, and nothing is sold.

What we collect

• An anonymous visitor id, a random cookie used to meter free usage and attach Pro status. It contains no personal information.
• Daily usage counters (for example queries used today) keyed to that id, kept on our infrastructure for rate limiting.
• Aggregate event counts (page views, feature taps) with no user id, IP address, or browser fingerprint attached.
• Payment details are handled by Razorpay, our payment processor. We never see or store your card, UPI, or bank details. We receive the payment status, a payment id, and the contact details you enter at checkout, used only to activate and support your purchase.
• Questions you ask the research chat are processed to generate the answer; they are not used to build profiles about you.

What we do not do

• No sale or sharing of personal data with advertisers.
• No tracking across other sites.
• No storing of payment credentials.

Retention and your rights

Usage counters expire automatically (within about 90 days). Purchase records are kept as required for tax and accounting. To access or delete data associated with your purchase, write to the address on the Contact page with your payment id.

Processors

We use Vercel (hosting), Upstash (usage counters), Razorpay (payments), and, when configured, Supabase (accounts and entitlements). Each processes data only to provide the Service.